Your home is worth protecting
We often think of our home as a safe haven, but accidents and disasters do occur. They know no limits and bring about devastating consequences. Your home can go up in flames in seconds, along with all your valuables and contents.
While you have to face with the daunting task of rebuilding your home, we will help you take care of the costs.
Designed to complement HDB Fire Insurance, Our home content insurance offers comprehensive coverage for HDB homeowners to
protect their home contents and renovations against unexpected perils such as fire, lightning and domestic explosion.
A worldwide personal liability of up to $500,000 is extended to you and your family members living with you. In addition, Our home content insurance provides family accidental death benefit to give you peace of mind in the event of unforeseen incidents.
Benefits at a glance
- Our Home Content Insurance offers 3 plans at an affordable premium tailored to suit your needs.
- A high worldwide personal liability coverage of up to $500,000 for both the landlords and tenants.
- Accidental death protection for you and your family.
- Enjoy extensive coverage for damages incurred and high coverage on contents:
- Loss of/or damage to contents belonging to your domestic helper;
- Loss of pedigree pet;
- Removal of debris;
- Medical expenses for injury due to an insured event;
- Alternative accommodation or loss of rental income; and
- Unauthorised transactions on your stolen ATM or credit card
| Benefits | Coverage | |||
| Standard | Deluxe | Prestige | ||
| Section A | Home Contents All movable household items and personal effects belonging to you and your household |
$30,000 | $50,000 | $70,000 |
| Renovations Improvements and additions made within your home in the form of fixtures and fittings including flooring & built-in wardrobes that do not form any part of the building |
$50,000 | $70,000 | $80,000 | |
| Section B | Worldwide Personal Liability and Tenant’s Liability | $500,000 | ||
| Section C | Family Accidental Death Protection | Up to $50,000 a) You and your spouse: $15,000 each b) Your child(ren): $10,000 each |
||
| Additional Benefits | Maximum Sum Insured | |||
| Removal of debris | Up to 10% of the sum insured for Renovations under Section A | |||
| Alternative accommodation | Up to 15% of the sum insured under Section A Sub-limit: $350 per day for the cost of alternative accommodation |
|||
| Conservancy Charges | Up to $500 in aggregate | |||
| Accidental breakage of mirrors and fixed glass | Up to $1,000 | |||
| Loss of/or damage to contents while being temporarily removed from the premises | Up to $300 per item; and up to 15% of the sum insured under Section A – Contents only | |||
| Loss of/or damage to contents belonging to your domestic helper | Up to $2,500 Sub-limit: $500 per item |
|||
| Replacement of locks and keys | Up to $500 | |||
| Deterioration of frozen food in the freezer/refrigerator | Up to $500 | |||
| Unauthorised transactions on your stolen ATM or credit card | Up to $1,000 | |||
| Medical expenses for injury due to an insured peril | Up to $1,000 | |||
| Loss of pedigree pet | Up to $500 | |||
| Emergency cash allowance | $500 per household | |||
| Money | Up to $750 | |||
| Valuables | Up to 30% of the sum insured for Contents in aggregate | |||
Important Notes:
This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
Information is correct as at 1 August 2016.
Enquiry Form